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Discover will review your account and your credit every 8 months.With responsible card use, they may return your security deposit and allow you to continue using the card.Eventually, after proving that you can use credit and credit cards responsibly, you’ll be able to qualify for more rewarding cards.Your credit scores are ratings of your credit worthiness, and can be used to help determine your eligibility for credit cards and other financial products.It will be based on your Trans Union credit report.Another perk is Price Protection, a feature that could come in useful if you pay more than was necessary for an eligible item.Zero Liability means you won't pay if there is a monetary loss resulting from unauthorized fraudulent use of your card. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (currently 12.00% – 18.00% for Diamond Cash Back and 9.00% – 18.00% for Platinum).The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.
There are several credit scoring systems, but the FICO score is used most often.Visa's® Zero Liability policy provides you with maximum protection against fraud. Offer valid on new Visa Diamond Cash Back, Visa Platinum, and Visa Share Secured credit card accounts only.Whether you're paying bills online or purchasing an item over the phone or in a store, you're protected. Visa's Zero Liability policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by Visa. Visa Credit Card Disclosure Visa Diamond Cash Back Rewards Terms and Conditions To view PDFs, you must have the free utility Adobe Reader. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date of the first qualifying balance transfer if completed within the first 60 days the account is opened.A rewards program like this is rare to find on a secured card.
That’s also true for the Discover Deals shopping portal, where you’ll get discounts or cash back at even more merchants.For your protection, Micro Center is no longer allowing Micro Center Credit Card transactions without your actual card being present.Please bring your Micro Center Credit Card into the store to enjoy our promotional offers!If you have bad or limited credit you won’t qualify for the best credit cards on the market.