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New Jersey, 379 US 674, 1965), the unclaimed property is returned to the state of the property owner's last known address.
If no address is known, it is returned to the state in which the business holding the funds is incorporated.
If a tracer tells you there's money waiting for you, you can call the state yourself and get the money without having to pay anybody anything. If the tracer is unwilling to tell you which state has the unclaimed property, try calling or writing each of the states listed below.
Start first with the states in which you've lived, and the states in which your deceased relatives lived.
Once you submit the claim form, it should take about two months for you to get the check.
Even if you don't find any money, you should continue to check with the unclaimed property offices every few years.
Tracers are professionals who make a living finding the owners of unclaimed property.
They then contact the owners, and offer to help them locate their unclaimed property for a fee.
To prevent your property from getting lost, you should keep an up-to-date list of all your family's assets, including bank accounts, certificates of deposit, mortgage escrow accounts, retirement accounts (IRA, Keogh, and 401(k)), layaways, stocks, bonds, mutual funds, life insurance policies, security deposits, and safe deposit boxes.
Money that belongs to you might be sitting in a state unclaimed property office, just waiting for you to claim it.
Unclaimed property offices and state escheators currently hold several billion dollars of "lost money" belonging to millions of people.
This web page ( will tell you how you can find out - for free - whether there is unclaimed property belonging to you, and how to claim that property.
Most unclaimed property becomes abandoned as a result of a change of address (the owner moved), a name change (the owner got married or divorced), or death of the owner (the estate was unaware of the money or the heirs could not be located).Sometimes the owner knows about the asset, but is unaware that it has been decleared abandoned and turned over to the state.For example, here are a few of the most common scenarios in which you could "misplace" your money and not even know about it: Perhaps you moved your money to a new bank, but forgot about an account or safe deposit box you left with the old bank.If you change your name or address, write to the address associated with each asset to notify them of the change.